As an EU migrant worker, debts can be a major source of stress. They can also affect your health, work and daily life. That is why it is important to seek help quickly if you have money problems. Business people and sole traders can also receive free assistance.
Help with debts in Amsterdam
If you live in Amsterdam and have debts or money problems, you should contact the Amsterdam Neighbourhood Team. The Neighbourhood Team offers free assistance to anyone who needs to get a grip on their financial affairs, sort out any payment arrears and regain control of their finances. You do not need a referral and anyone can ask for help.
If you have significant or complicated debts, the Neighbourhood Team can refer you on to debt rescheduling or budget management experts who can provide additional help. Other organisations and volunteers are also available to help you with your accounts or financial affairs.
FAQs
I keep receiving letters I do not understand. Where can I get help?
If you have received letters from a debt collector, collections agency, the Tax and Customs Administration or the municipality which you do not understand, you should attend a Neighbourhood Team consultation session. When you do so, you should take the letters with you. The team members will explain what the letter means and what action you can take. You should attend the consultation session sooner rather than later so that the problems do not get worse.
Where can I find help if I have money problems?
Finding help is simple. You can simply attend one of the Neighbourhood Team walk-in sessions in Amsterdam. If you wish, you can also make an appointment. The help provided is free of charge.
I do not have enough money to make ends meet. Can I get any extra assistance?
You may be entitled to benefits or other schemes. Sometimes certain tax debts can be written off. A member of the Neighbourhood Team can help you assess which help or schemes are available to you.
More information
Local contact points
Practical tips
- Open your post promptly before it is too late. That way you will prevent problems getting worse.
- Create an overview of your income, expenditure and debts. If you find that too difficult, you can ask a volunteer or debt relief agency for help.
- If you are unable to pay on time, please contact the organisation or person that is demanding payment. Explain your situation.
- Ask for help on time if you are unable to find a solution yourself. The sooner you seek help, the easier it often is to find a solution.